BANKING OPS / INTERACTIVE ENVIRONMENT
Alderwick Services
Trace the ownership chain before completing the exercise onboarding review.
WHAT YOU’RE LOOKING AT
One environment. Your answer.
A fictional account applicant names a corporate shareholder as its ultimate owner. Two holding-company records reveal the natural persons behind the chain.
Read the evidence and make your choices. The grader checks your numbers, the trap, and your decision. Edit and grade again.
The data room4 documents · Read the excerpts before you decide
Account applicationApplication ownership field
Alderwick Services declares Pinebridge Holdings as its 100% shareholder and labels it the ultimate owner.
Back to correction ↓Pinebridge ownership registerPinebridge register §1
Pinebridge Holdings is owned 100% by Stonehaven Holdings. No natural person appears on this intermediate record.
Back to correction ↓Stonehaven ownership registerStonehaven register §2
Stonehaven Holdings is owned 80% by fictional Maya Linwood and 20% by fictional Noel Hartwell.
Back to correction ↓Fictional onboarding policyExercise onboarding policy §4
Trace every corporate layer to natural persons. For this exercise, obtain identity verification for any natural person with at least 25% indirect ownership before clearance. Ownership discovery alone is not identity verification.
Back to correction ↓Available tools in the scripted example4 tools
read_applicationInspect the applicant’s declared owners.lookup_entityRead a supplied fictional ownership register.trace_ownershipMultiply ownership percentages through the chain.submit_onboarding_reviewDocument ultimate owners and missing verification.
Try the task.
The interactive task is loading. You can also follow the scripted example below.
THE SCRIPTED EXAMPLE
Follow the same task, step by step.
See a plausible mistake, the correction, and the reasoning behind each check.
AGENT ATTEMPT
Follow the attempt.
Scripted calls. Highlighted: the missed trap.
read_applicationDeclared ultimate owner: Pinebridge Holdings, 100%.
Tool arguments
{"applicant":"Alderwick Services"}submit_onboarding_reviewMissed trapReview stops at the first corporate shareholder.
Tool arguments
{"cleared":true,"ultimate_owner":"Pinebridge Holdings"}
Clear onboarding. Pinebridge Holdings owns 100%, so the ultimate owner is fully identified.
SENIOR CORRECTION
What changes, and why.
Authored illustration; no actual expert review.
Clear onboarding. Pinebridge Holdings owns 100%, so the ultimate owner is fully identified.
Trace Pinebridge → Stonehaven → natural persons. Maya’s indirect ownership is 100% × 100% × 80% = 80%; Noel’s is 20%. Hold clearance pending Maya’s identity verification under the exercise policy.
The correction
A company name closes neither the ownership chain nor identity verification. The authored rule requires looking through both holding companies.
Exact evidence
80% by fictional Maya Linwood and 20% by fictional Noel Hartwell.
Stonehaven register §2Obtain identity verification for any natural person with at least 25% indirect ownership before clearance.
Exercise onboarding policy §4
GRADING
Same checks. Better answer.
The same exercise grader scores the starting answer and reference correction below. Try your own answer to compare.
| What is checked | Agent attempt | After correction |
|---|---|---|
01Numbers right? | 0 / 2 checks pass Maya's indirect ownership is 100% × 100% × 80% = 80%. | 2 / 2 checks pass Maya's indirect ownership is 100% × 100% × 80% = 80%. |
02Traps caught? | 0 / 2 checks pass Look through Pinebridge and Stonehaven to both natural persons. | 2 / 2 checks pass Look through Pinebridge and Stonehaven to both natural persons. |
03Sound decision? | 0 / 1 checks pass Hold clearance pending Maya's identity verification; discovering ownership is not verification. | 1 / 1 checks pass Hold clearance pending Maya's identity verification; discovering ownership is not verification. |
Fictional, authored environment. Your submission is scored by a deterministic exercise grader; the walkthrough shows a scripted example.
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