SOURCE DOCUMENTAUTHORED
THE NORTHWIND CREDIT REVIEW
From borrower documents
to a decision you can inspect.
See how an agent builds a credit memo—and whether the evidence supports it.
$40MRequested senior facility
Opening the borrower data room…
01 / BORROWER DOCUMENTS
The same information an analyst would review.
Read the exercise policy +
This authored policy defines success for the fictional task; it is not an industry lending standard.
- At 4.0× supportable leverage, decline or approve with conditions.
- Conditional approval requires feasible leverage and coverage covenants, customer reporting and a concentration limit.
- Exclude unrealized synergies or restrict permitted EBITDA add-backs.
- Support figures and risks with exact document and page references.
02 / AGENT ATTEMPT
Watch the work, not just the answer.
Accepts management EBITDA and misses the risk treatment. A deliberately flawed scripted control.
EXECUTION TRACE NOT STARTED
The agent will read documents, query figures, calculate ratios and submit a memo.
Every step leaves a record.
Run an attempt to inspect tool arguments, source results and the submitted memo.
03 / GRADED REPORT
Separate good math from a supported decision.
Your report starts with an attempt.
Run an agent against the borrower documents to produce a graded report.
What the evidence says
Open a source to verify the conclusion yourself.
INDEPENDENT CHECKS
Run provenance & scope
Runs are kept in memory for one hour, or until server restart. Download a report to keep it.